 |
|
 |
 |
 |
|
|
|
 | Check reorder available online |
| Minimum daily balance to avoid service charge |
| Monthly statement provided |
| Checks and Deposit Slips are imaged |
| Checks returned with statement for a fee |
| Simple interest* paid on daily collected balance at posted rate Interest credited to account monthly on statement date |
| Unlimited check writing privileges |
| Fees and minimum balance requirements waived if client has $2,500 in any savings account or CD |
| See Fee Schedule for miscellaneous charges |
| Minimum Balance | Monthly Fees | Minimum to Open |
| $1,000 | None | $100.00 |
| Under $1,000 Daily | $10.00 | |
| Backs of Checks Imaged | $5.00 per month |
*The Interest Rate and Annual Percentage Yield
(APY)
is
variable and may change at bank's discretion.
 |
 |
 |
For clients who maintain higher balances and want to earn money market interest on their balances, but still want unlimited check writing.
Features
| Check reorder available online |
| Minimum daily balance to avoid service charge |
| Monthly statement provided |
| Checks and Deposit Slips are imaged |
| Checks returned with statement for a fee |
| Simple interest* paid on daily collected balance at posted money market rate |
| Interest credited to account monthly on statement date |
| Unlimited check writing privileges |
| Fees and minimum balance requirements waived if client has $5,000 in any savings account or CD |
| See Fee Schedule for miscellaneous charges |
| Minimum Balance | Monthly Fees | Minimum to Open |
| $5,000 | None | $1,000 |
| Under $5,000 Daily | $12.00 | |
| Backs of Checks Imaged | $5.00 per month |
*The Interest Rate and Annual Percentage Yield
(APY)
is
variable and may change at bank's discretion.
|
|
|
Using your ATM card* you can conveniently deposit, withdraw or transfer the money in your MWBank checking or savings accounts anytime at any PULSE terminal. Or, use your card to make purchases at many point-of-sale terminals.
The VISAŽ DebitCard* looks like a credit card, but works like a check! With your DebitCard you can pay for purchases directly from your checking account without writing a check. Because it's accepted at over 2 million retail establishments worldwide, it offers greater flexibility to the way you now use your checking account. With an MWBank DebitCard, you can leave your checkbook at home.
If card is lost or stolen provide this notice by calling MWBank at 1-800-980-9277 during banking hours (8AM - 5 PM Central Time) or 1-800-554-8969 after banking hours.
*Subject to Bank approval
|
For your convenience and protection, MWBank can arrange to transfer your payroll check or your government check directly into the MWBank account of your choice. Since deposits are made electronically, you never need to worry about having a check lost or stolen and you will have prompt access to your money. And, it doesn't cost a cent!
Now you can order your checks securely online! Simply go to the Deluxe website and follow the simple instructions.
Check Imaging is a service that makes checkbook balancing and cancelled check storage easy and plays an important role in your personal financial management.
MWBank Check Imaging replaces individual cancelled checks and deposit slips with electronically created copies in reduced size. These copies are clearly placed, ten per page, on a standard 8 1/2" x 11" laser-printed document. For quick reference, these images are presented in numerical order with the check number, amount, and posting date appearing under each image.
As an MWBank checking account customer, you will receive your Check Imaging records with your monthly statement. These items are pre-punched and ready for you to insert into your personal check Imaging binder. Because Check Imaging records are optically stored images produced as a standard business practice of the Bank, they have been found admissible as legal evidence. We maintain image copies of your checks so you may get a duplicate copy of any check whenever you need one.
As an alternative to receiving Check Imaging records, you may elect to have your cancelled checks truncated. Copies of individual checks can be requested anytime. You can obtain up to three free copies per month.
Get the protection of a pre-approved credit line automatically accessed up to your available credit limit whenever your checking account balance falls below zero.
Features
| Pre-approved line of credit which is accessed by a client writing a check for more than their checking account balance or by requesting a direct loan |
| Line of Credit from $300 to $2,000 |
| Funds are transferred from your RRL to your checking account in increments of $100. |
| Small monthly payments will be deducted when your RRL is in use |
| RRL | In Use Monthly Payment |
| $ 0.01 to $15.00 | Balance |
| $15.01 to $300 | $15.00 |
| $301 to $400 | $20.00 |
| $401 to $500 | $25.00 |
| $501 to $600 | $30.00 |
| $601 to $700 | $35.00 |
| etc. | Each additional $100 in balance will result in an increase of $5.00 in the Monthly Payment. |
| Additional payments can be made at anytime, by transferring from checking account Note: Principle balance on RRL is not automatically reduced when deposits are made to checking account. |
| All activity on Ready Reserve Line will be detailed on the monthly checking account statement. |
| An Annual Fee of $12 will be charged. |
|
