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Personal Credit Cards
Elan Classic VISA Card Features & Benefits
 | Acceptance / Cash Access
Accepted at more than 22 million locations worldwide. Cash access at
more than 703,000 banks and ATMs worldwide. |
| Grace Period
Cardholders can take 20 to 25 days to pay for purchases in full
without accruing interest, or they can let the balance revolve to the
next month’s statement. |
| No Annual Membership Fee
Pay no annual fee with just one purchase per year. |
| Car Rental Discounts
Discounts on car rentals with Alamo, Avis, Hertz and National. |
| Free Credit Card Checks
Convenient for times when a credit card is not accepted. |
| Liability Protection
Cardholder is not liable for purchases made with a lost or stolen
card. Replacement cards are sent within 48 hours. |
| 24 Hour Toll-Free Cardmember
Service
Prompt, friendly service available around the clock, seven days a week.
(1-800-558-3423; in Milwaukee 414-765-4357) |
| Free Extra Cards
Cardholder can share benefits of card use with members of their family. |
Elan PLATINUM VISA Card Features & Benefits
| Regular Elan Card benefits, plus |
| Travel Benefits
Free car rental collision/damage coverage. You are fully covered when
you use your card to rent a car. (Certain conditions and exclusions
apply. Details of coverage will be provided when you become a
cardholder) Save up to $15/day |
| Travel Assistance
To replace lost tickets, obtain medical and legal referrals. |
| Travel Accident Insurance
Up to $500,000 (Platinum Card) in Travel Accident
Insurance. |
| Extended Warranty Coverage
Manufacturers’ warranties are doubled to a maximum of one year when
purchase is charged to an Elan Platinum Card. |
Elan PLATINUM Travel VISA Card Features & Benefits
| Elan Regular and Platinum Card
Benefits, plus: |
| Higher Credit Lines
Flexibility to take advantage of life’s special opportunities. |
| Introductory Rate
5.9%
APR Introductory Rate For the first 6 months for all new cardmembers. |
| Year-End Spending Reports
Recap annual purchases by category is
automatically provided. This is a helpful tool for itemizing expenses. |
| Elan Travel Program
(Platinum Travel Card only)
For a $55 annual travel fee, you can earn one travel point per net
purchase dollar charged to your account. Earn free travel on any
airline, no blackout dates or seating restrictions. Round trip tickets
start at 18,000 points. Travel program participants do not fly
standby. They enjoy greater travel freedom, unlimited seating
availability and less risk of being bumped. |
| 2,500 Point Enrollment Bonus
(Platinum Travel Card only)
Earn 2,500 travel points upon enrollment in the Elan Platinum Travel
Card. |
Elan Cash Rewards Platinum VISA Card Features & Benefits
| Elan Regular and Platinum Card
Benefits, plus: |
| Introductory Rate
5.9%
APR Introductory Rate For the first 6 months for all new cardmembers. |
| Cash Rewards
Earn up to a 1% cash reward on purchases you already make like
groceries, gasoline, clothing, dining. |
| No Annual Fee
No annual fee if you use the card at least once a year. |
| Hassle Free Redemption
No points to tract or redemption levels to reach. Simply use your card
and watch your cash reward grow. You don't even need to request a
check, Elan will send your cash reward check once a year after your
account anniversary date. |
Elan Young Adult/College VISA Card Feature
& Benefits
| No Annual Membership Fee
If you make at least one purchase per year. |
| Cash Access
Available at over 703,000 ATMs worldwide |
| Purchasing Power
Accepted at 22 million places around the
world. |
| Car Rental Discounts
Save when you choose Alamo, Avis, Hertz or
National. |
| Convenient Calling Card
Service
An Elan VISA card can be used as a calling card with no monthly
service fee. |
| Fraud Protection
You're not responsible for unauthorized
charges if your Elan Card is lost of stolen. Call us we'll send
replacement cards within 48 hours. |
| 24-Hour Cardmember Service
Call 800-558-3424 if you have questions or
concerns. We're here for your every hour, every day. |
| Grace Period
Cardholders can take 20 to 25 days to
pay for purchases in full without accruing interest, or they can let
the balance revolve to the next month's statement. |
| Worth Noting
A cosigner is required to open a Young Adult Card. Anyone 16 or older
may apply. |
Secured Elan VISA Card Feature &
Benefits
| What is a Secured Card?
A secured card looks and functions like an
unsecured or traditional credit card, but requires collateral in the
form of a deposit to secure its line of credit. The deposit is
equivalent to the credit line and is inaccessible to the depositor
until the account is closed and the balance is paid in full. |
| Target Audience
Individuals who may have difficulty
qualifying for an unsecured credit card because they have little or no
credit history, have had credit difficulties in the past or are
foreign nationals. |
| Getting Started
Apply today by calling Elan,
1-800-558-3424, to find out more about how the Elan Secured Card can
help you establish or re-establish your credit. |
| Membership Fee
$35 annual membership fee. |
| Account Upgrades
Elan will review these accounts after
they have been open for 18-24 months to determine if the card member
can be upgraded to an unsecured card. |
| Grace Period
Cardholders can take 20 to 25 days to
pay for purchases in full without accruing interest, or they can let
the balance revolve to the next month's statement. |
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